Loans for each stage of ownership

Buying a home

Home purchase

Conventional, FHA, and VA options matched to your down payment and budget.

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First-time buyers

Plain-language guidance and low down payment programs from pre-approval to keys.

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Down payment assistance (DPA)

Programs that can help cover your down payment and closing costs when you qualify.

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Refinance and home equity

Refinance

Lower your rate, shorten your term, or turn home equity into cash.

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HELOC

Use the equity in your home with a flexible line of credit.

Learn moreStart your HELOC applicationOpens our HELOC partner’s website.

Investor and specialty loans

Investment and jumbo

Financing for rental properties and higher-priced homes.

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DSCR loans

Qualify for a rental property based on the income the property earns instead of your personal income.

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Bank statement loans

Self-employed? Qualify using your business or personal bank statements instead of tax returns.

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Non-warrantable condo loans

Financing for condos that don’t meet standard Fannie Mae and Freddie Mac guidelines.

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ITIN loans

Home loans for buyers who have an Individual Taxpayer Identification Number (ITIN) instead of a Social Security number.

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Commercial loans

Financing for commercial and multifamily properties.

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